The books are done.
Now what?
PredictaBooks turns the sales and spending you already do into plain answers: what you made, who owes you, what next week looks like, and what funding you may qualify for.
Free to start · No card · Any phone
| Date | Entry | In | Out |
|---|---|---|---|
| Sales — stall, transfer, card | 845,000 | — | |
| Stock, transport, rent, data | — | 312,000 | |
| Owed to you — 4 customers | 168,500 | — | |
| Real profit | 533,000 | ||
| Cash available now | ₦1,840,000 | ||
| Next week | Covered | ||
Apps coming soon
App Store Coming soon
Google Play
Closed books are
the beginning.
Recording what happened is the easy part. The value is in what you do next — while there's still time to act on it.
- Today
- Sales, spending, and profit update as money moves. No accounting language, no month-end surprise.
- Next week
- Know what customers owe you, what bills are due, and whether the next seven days are comfortably covered.
- When you're ready
- Your daily track record helps match you with working-capital, inventory, and community-backed funding.
Know what you really made
See the squeeze coming
Turn records into borrowing power
Three jobs, one companion — from your very first sale to your first loan. No spreadsheets to keep, nothing to reconcile by hand.
Not "what does this report mean?"
How much did I make? Who owes me?
Can I afford next week?
- What I sold today
- Every sale counted as it happens — cash, transfer, or card.
- What I spent
- Stock, transport, rent, data — sorted without you filing anything.
- My real profit
- What's actually left after costs — not sales dressed up as success.
- Who owes me
- The amount, how long it's been owed, and who to nudge first.
- Next week's cash
- Money expected in against money due out, so shortfalls don't surprise you.
- What funding I qualify for
- Know where you stand before you apply — no guesswork, no wasted trips.
Every morning, without
the spreadsheet ritual.
-
08:06
Your books check in
PredictaBooks pulls in the latest sales and spending, then tells you exactly what still needs a human call.
-
08:09
You clear the exceptions
Answer the few odd ones. Leave the routine work where it belongs — in the background.
Matched 41 Needs your call 3 Ready 44
-
08:14
You run the day
Open a grounded view of the weeks ahead and make today's decisions with the next three months in sight.
Clean records become
borrowing power.
Most small businesses can't get credit because they can't prove their numbers. Keep your books in PredictaBooks and you build a track record lenders can read — so funding depends on your trading, not on who you know.
- A verified trading history
- Built automatically from the records you already keep.
- Matched to the right lender
- By size, season, and how your business actually trades.
- Know before you apply
- See what you'd likely qualify for, with no impact for looking.
| Facility | Terms | Status |
|---|---|---|
| Working-capital loan Up to ₦250,000 · 30–90 days | Likely | |
| Community & peer-to-peer Backed by people who know your trade | 3 offers | |
| Inventory financing Pay suppliers now, repay from sales | Eligible |
Illustrative. Offers depend on your records and each lender's own checks.
Your sales say this week went well. Your cash is asking a different question. PredictaBooks shows you why.
Your numbers,
handled properly.
Money data is sensitive. We treat it that way — and we tell you plainly what we do and don't do with it.
- Bank-level security
- Encrypted in transit and at rest, with the same standards banks use to protect account data.
- You control your data
- Nothing is shared with a lender unless you ask us to. You can export or delete your records at any time.
- Numbers lenders trust
- Consistent, verifiable records — so when you do apply, your history speaks for itself.
Start with today's numbers. See next week by Friday.
Free to start. Nothing to install — it runs on the phone you already have.
Before
you ask.
Still curious? We're happy to walk through what PredictaBooks would look like for your business.
admin@predictabooks.comDoes this replace my accountant?
No. PredictaBooks handles the daily view and the look ahead. Your accountant still does what they do best — filings, advice, and year-end. You both work from the same clear numbers, which usually makes their job faster.
Who is it for?
Market sellers, freelancers, salons and kiosks, small shops, and logistics businesses — anyone who wants to understand their money without learning accounting, and who may want credit later on.
Do I need to know bookkeeping?
Not at all. You record what you sold and spent — in the way you already work — and PredictaBooks turns it into plain answers. There's no chart of accounts to learn and no jargon to decode.
How does the funding part work?
Your day-to-day records build a trading history. When you're ready, we match you with working-capital, inventory, and community-backed funding that fits. Nothing is shared with a lender unless you ask us to.
When can I use it?
We're in early access and onboarding businesses in batches, with the App Store and Google Play apps coming soon. Email us and we'll talk through whether your business is a fit for the current round.
What does it cost?
Free to start, with no card required. Paid plans will come later for larger businesses — early-access users will get plenty of notice and a fair deal.
Your books already know more than what happened.
Let's use them to see what's possible — starting with this week.